Bitget Wallet Card Assetback Guide: How It Works & Rewards
2026-07-30
Key Takeaways
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Choose your reward assets: Assetback is a new Bitget Wallet Card feature launching August 1, 2026. Instead of traditional cash, it lets you earn rewards in an asset of your choice, including Bitcoin, gold, tokenized US stocks and ETFs, or USDC.
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Earn up to 3%: All cardholders earn 2% on eligible spending (Base Tier), while new users and qualifying spenders unlock 3% (Booster Tier).
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Automated rewards: Rewards are calculated automatically and become redeemable T+7 after each eligible purchase.
What Is Bitget Wallet Card Assetback?
Assetback is a
new Bitget Wallet Card feature that pays rewards in an asset you choose instead of cash, offering a new take on crypto card rewards.
While standard cashback programs return cash, points, or miles that sit idle, assetback pays you in an asset you select in advance. Once set up, your eligible purchases automatically accumulate toward an asset you actually want to hold—no extra steps or per-transaction activation required.
| Feature | Traditional Cashback | Bitget Wallet Assetback |
| Reward type | Cash, points, or miles | Bitcoin, gold, tokenized stocks and ETFs, or USDC |
| Asset choice | None | 7 options, changeable monthly |
| Long-term potential | Fixed (loses value to inflation) | Growth-oriented (appreciation potential) |
Which Assets Can You Choose?
Assetback offers seven reward options. US stocks and the S&P 500 ETF are tokenized through xStocks, Payward's tokenized equity framework:
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Bitcoin
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Gold
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NVIDIA
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Tesla
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Google
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S&P 500
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USDC
You can update your preferred asset once a month directly in your card settings. Changes apply to all future rewards.
How Much Can You Earn?
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Base Tier (2%): Available to all cardholders on eligible spending.
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Booster Tier (3%): Unlocked for new users or those who meet the monthly spending threshold. The booster rate applies for the current calendar month and the following month.
Example: $200 in eligible monthly spending earns $4 worth of your chosen asset at the Base Tier (2%), or $6 at the Booster Tier (3%).
Note: Assetback is subject to monthly reward caps, Merchant Category Code (MCC) exclusions, and risk review. Refunded, reversed, and canceled transactions do not qualify.
Ready to start?
Apply for a free Bitget Wallet Card
and choose your reward asset in card settings.
Transitioning to Assetback from the 0-Fee Program
Assetback replaces the 0-fee program, upgrading your everyday spending so you build a crypto portfolio instead of just saving on fees. Your monthly eligible spend cap carries over automatically at the exact same amount ($200–$600 depending on your country). You can view your cap anytime on the Card cashback page. All standard assetback rules apply.
How to Get Started
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Apply for a Bitget Wallet Card: Free to apply and available in over 50 markets. Make sure your Bitget Wallet app is updated to version 9.57 or later.
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Choose Your Asset: Select your target reward asset in Card Dashboard.
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Spend & Earn: Pay with your card to automatically accrue rewards based on your tier.
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Redeem Rewards: Rewards become redeemable T+7 after each transaction. USDC rewards go directly to your card balance, while other assets go to your Rewards Account (redeemable once you accumulate at least 1 USDC).
Get Started with Assetback
Why settle for generic cashback when your daily coffee run could be building your portfolio?
With assetback, every eligible purchase works harder for your future. Simply make sure your Bitget Wallet app is updated, claim your free Bitget Wallet Card, and select your target asset. Assetback starts August 1, 2026. Get ready to turn everyday spending into assets that grow.
With assetback, every eligible purchase works harder for your future. Simply make sure your Bitget Wallet app is updated, claim your free Bitget Wallet Card, and select your target asset. Assetback starts August 1, 2026. Get ready to turn everyday spending into assets that grow.
Frequently Asked Questions
What is Bitget Wallet Card, and where is it available?
It is a crypto payment card available in over 50 markets, including the EEA, UK, parts of Latin America, APAC, South Asia, South Africa, and China. You can top it up with tokens like USDT or USDC and use it anywhere Visa or Mastercard is accepted, including Apple Pay and Google Pay. Assetback is available globally at launch to all eligible cardholders.
Can I change the asset I receive?
Yes, you can change your target asset once a month in your card settings. Changes apply to future rewards only.
Does every purchase qualify for assetback?
No. Rewards are subject to monthly caps, MCC exclusions, and risk review. Refunded, reversed, and canceled transactions are excluded.
I was on the 0-fee program. What happens to my account?
You will transition to assetback automatically at launch. Your spending cap carries over directly. See the "Moving from 0-Fee to assetback" section above for details.
Risk Disclosure: Cryptocurrency trading involves high market risk. Bitget Wallet is not responsible for any trading losses incurred. Always do your own research and trade responsibly.
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